Account Aggregation 3.0

Powering a new breed of premium online services

Jim Bruene

July 2003

: OBR 96/97

36 pages; 30 tables; 15,000+ words

PDF

Account aggregation has had its ups and downs. In its current form, the technology will only be used by 15% to 20% of U.S. households. However, we believe it is about to become an enabling technology for a new breed of premium online services that will prove both popular and profitable. The new modular form of account aggregation will be used by the majority of online bankers by the end of the decade.
Other Subjects:
– Real-time transfers from E*TradeBank earn and OBR Best of the Web 2003
– Security Alert: Keyloggers torment banks on three continents
– ABSA’s keypad designed to defeat keylogging
Contents
Account aggregation: enabling technology for premium online services
A better value proposition: the case for modular account aggregation
Sizing the market
Where’s the ROI? 15 ways to make the case
Risks
Marketing aggregation services
6 steps for those NOT offering aggregation
Outsourcing
Op Ed: The calm after the storm – By James Van Dyke
Case Studies: Aggregation in action
— National City Bank & Yodlee
— Wells Fargo & Teknowledge
— Online Resources & CashEdge
— Lockheed Federal Credit Union & uMonitor
Best of the Web: E*TradeBank implements real-time transfers
Security Alert: Keyloggers torment banks on three continents 34
Innovations: ABSA’s login keypad designed to defeat keylogging

Account Aggregation 3.0

$295.00$595.00

SKU: OBR96&97

account aggregation technology, statements, A2A, single statement